A Holistic Approach in Planning for Your Finance

Samuel Li, Licensed Advisor in Ontario

Hello and welcome! This is Samuel Li, and I have been running my financial advisory practice in Ontario since 2005.

Throughout my many years working in the financial industry, I have had the opportunity to serve a tremendous number of Canadian families with different life stages.

For example:

  • A married couples trying to save up in purchasing their first home
  • A middle-aged working class who is looking to build up their retirement portfolio
  • A retiree who needs to protect the retirement nest egg while withdrawing adequate income form it
  • A single-mother who have significant needs to save for their child with disabilities
  • A senior who are looking for proper estate planning so that the assets can be passed on to the family tax efficiently
  • A father who is concerned that his family wouldn’t be able to maintain the same standard of living should he passes away unexpectedly

I soon realized that each of their financial challenges is very distinct from one another and that careful planning is often required.

Unfortunately, many families cannot obtain the level of services they need in their local financial institution. Sales reps tend to push particular products to fulfill their quota rather than working in the best interest of their clients.

Therefore, as a mission of my practice, I aim to take a holistic approach when providing financial advice to my clients. I do not just look at one area of my client’s finance, instead, we would dive deep into the overall financial situation. If this is something you are looking for, please feel free to contact me.

From there, we can create actionable plans that involve:


Do you know that clients with an advisor could end up with more money?

Studies show that by seeking the services of an advisor, you will have about 2.3 times the assets than by not being advised1.

Through our regular communications, I’ll review your investments and adjust your plan according to changes in your situation. I’ll also ensure that your insurance needs are up-to-date.


1 Claude Montmarquette and Alexandre Prud’homme, 2020

Not sure if we are the right fit in working together? No problem, check out what my clients said about having me as their advisor.


Our Unique Expertise: Working with Families with Disabilities

Advisor servicing clients with disabilities in Ontario, Canada

In Canada, we’re privileged to have a wide range of benefits programs for individuals with disabilities. Unfortunately, there are so few advisors who are deeply familiar with them. My practice stands out due to a decade of specialized experience in assisting the special needs community. This dedicated expertise ensures my clients gain the full advantages of these essential services.

Here are what I can do for you:

  • Assist you in building up your long-term savings by obtaining Canada Disability Savings Grants and Bonds from the government, available within the Registered Disability Savings Plan (RDSP) — with up to $90,000 per beneficiary.
  • Ensure your savings/investments minimally impact your eligibility for other government benefits, such as the Ontario Disability Support Program (ODSP).
  • Provide advice on saving for a property down payment without affecting ODSP eligibility.

Want to know what makes us different when it comes to managing your Registered Disability Savings Plan? Click here to find out.