Health and Dental


Benecaid FlexStyle: Non-Traditional Group Benefits Plan

Non-Traditional Group Benefits Plan for Ontario Businesses I did some researches on what do business owners think about providing group benefits to their employees. Many of them agree it is a good investment to show that the company does care about their employees and healthy workers are critical to their firm’s long-term growth.   However, some employers show…

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Let Your Employees Know That You Care- Group Benefits (Video)

Group benefits for companies in Canada There’s always a saying the better you treat a person, the more likely they’ll return the favour. I just created a 3 minutes clip, where a company would like to show appreciation to their employees through providing group benefits. Enjoy it!  

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Group Benefits Plans versus Individual Health Plans

As I was meeting a business owner a couple of weeks ago, we had a discussion of whatever he should provide a “Group Benefits Plan” or “Individual Health & Dental Plan” to his employees. Both plans have their own features, pros and cons. To have a better understanding, let’s go through the differences between both plans. Plan Design: Plan design of traditional…

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Health & dental insurance that pays for itself

Under the current Income Tax Act, business owners could have great advantage in receiving tax relief from a health insurance plan. Premiums for individual health and insurance plans, may be considered a deductible business expense or an eligible medical expense. This is an example I got from Desjardin SoloHealthcare:  Ken  35 years old Single parent…

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Unexpected Health Expenses Cause Severe Financial Impact

As I was meeting a client, he told me that in his recent visit to the doctor, his doctor diagnosed he has Hepatitis ‘B’. According to his condition, he should start taking medicine tablets to prevent his lever condition from deteriorating. The treatment would be an ongoing lifetime process, where he requires to take 1…

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