Manulife Health and Dental Insurance in Ontario
Manulife is one of the insurance companies in Ontario that offer the traditional health and dental coverage. Their plans provide protection in different areas such as Prescription Drugs, Dental Coverage, Vision Care, Extended Health Care Benefits. Different add-ons & stand alone coverages are also available to be included. The type and amount of benefits are already pre-set, and you may choose the plan that meet your needs and budget. Premium will not be increased simply due to changes of your health.
Premium will not be increased simply due to changes of your health.
The Flexcare health benefits are designed to offer flexibility and choice. It provides a selection of plans and different amount of coverage from which to choose.
- ComboPlus (Basic, Starter, Enhanced): The ComboPlus provides a wide combination of coverages such as Prescription Drugs, Dental Care, Vision Care, Extended Health Care Benefits. Within the ComboPlus, you may choose the plan of Basic, Starter, or Enhanced. The ComboPlus Basic is a guaranteed issue plan, therefore, no medical underwriting is required. On the other hand, medical underwriting is required from both ComboPlus Starter and ComboPlus Enhanced. Click Here to Apply Online.
- DrugPlus (Basic, Enhanced): If dental coverage is not your focus, you may consider the DrugPlus plans. For the DrugPlus Basic, it provides Drug, Vision Care and Extended Health Care Benefits coverage at the same levels as the ComboPlus Basic plan. While the DrugPlus Enhanced provides the above items at the same levels as the ComboPlus Enhanced’s. Both plans require medical underwriting.Click Here to Apply Online.
- DentalPlus: (Basic, Enhanced): This is the like the opposite of the DrugPlus’s plans. If you do not need to cover your prescription drugs expenses, you may consider the DentalPlus. They both cover for services such as fillings, cleanings, scaling, examinations, polishing and select extraction. Also includes Vision Care coverage (at the same levels as the ComboPlus Basic and Enhanced plans) and Extended Health Care Benefits coverage (at the same levels as the ComboPlus Starter plan). Both DentalPlus plans do not require medical underwriting. They are guaranteed issue plan. Click Here to Apply Online.
*File is obtained from Manulife on April 25, 2014 and could be subjected to change.
Manulife Flexcare could be for you:
- If you are not covered by a group health plan
- If you are unhappy with the health coverage you currently have
- If you would like to insure against the risk of having to be hefty unexpected medical expenses
Business owners MUST also fill out the “Small Business Employer Enrolment Summary”[/note]