Premium Increase For Permanent Life Insurance

Another Round of Premium Increase For Permanent Life Insurance

rateincreaseThe continuing low-interest rate environment has caused insurers to re-evaluate the pricing of their products with long-term guarantees. As a result, many insurance companies have increased their premium in these few years. This time, IA will be increasing the rate for its permanent products on March 25, 2013, while Desjardin will increase on March 14, 2013.


If you would like to get your permanent life insurance coverage, contact me before the rate increase!

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    • Alanna Cretella
    • June 1, 2013

    Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot and civil commotion.

    1. Reply

      Thank you for your sharing, Alanna. Yet, it is important to understand the terms and exclusions of the coverage you are currently having.

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