As I was meeting a client, he told me that in his recent visit to the doctor, his doctor diagnosed he has Hepatitis ‘B’. According to his condition, he should start taking medicine tablets to prevent his lever condition from deteriorating. The treatment would be an ongoing lifetime process, where he requires to take 1 tablet every day. The client then check with the pharmacy, where the tablet would cost $28/each. Well, you might think that $28/day is not too expensive, but let’s do the math together. $28 X 365= $10,220 per year!!!
In 10 years, this client would have to pay $102,220!!!
Fortunately, he has health benefits from his employer to cover the drug costs. However, if you are a business owner or self-employed professional like me, you may not have group insurance plans to cover your healthcare expenses. In that case, you might be better off covering yourself and your family with a health and dental plans.