Ontarian with Special Needs – Page 6

What can be included into the RDSP?

What are the investment choices for RDSP? Generally speaking, the investments that are eligible for the Registered Retirement Savings Plan (RRSP) and Registered Education Savings Plan (RESP) are...

How many RDSP account could I have?

Could I have more than one RDSP account? I received this question from one of my email subscribers two weeks ago. The simple answer is no. Under the current rule, each beneficiary with prolonged...

RDSP’s Impact on other Government Benefits

Will RDSP make me lose out other government benefits? This is one of the common concerns I got from most families with special needs. For income-tested federal government programs such as Canada...

Canada Disability Savings Bonds (CDSBs)

Is the Registered Disability Savings Plan (RDSP) only for the wealthy families? In my previous posting, we have discussed over the Canada Disability Savings Grants (CDSGs). Although it is one of the...

Financial Guide for Disabled Canadians

Making a Challenge Less Challenging We had been talking about the Registered Disability Savings Plan (RDSP) in Ontario quite awhile. Although it is a wonderful financial tool for Canadians with...

Beware of the fees when applying for Disability Tax Credits

Overpaying to apply for your Disability Tax Credits in Canada? Not too long ago, I received a phone call from one of my clients. She is a very nice lady that had been disabled for quite sometime....